from the journey unknown


Why Lumico Simplified Issue Term life insurance? Life gets busy. And you might be looking for a way to make the most of your valuable time, while addressing your life insurance needs. Lumico’s Simplified Issue Term balances convenience and affordability; it can help you pay for a mortgage on your home, replace lost income, protect your business and more.

What are the benefits?
• Simple, affordable protection
• Qualified applicants receive instant decision and immediate coverage up to $500,000 in about ten minutes
• Competitive rates
• Selection of riders to add to or customize your coverage
• No additional charges for monthly payments and no hidden policy fees
• Minimum face amount $25,000
• Maximum face amount $500,000

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What Our Clients Say

Called about health insurance options for the self-employed and found a great deal. The process was so quick and easy and Rob was super helpful.

E. Harris

They have covered all our insurance needs for home, life, long term care and vehicles quickly, with great communication and just the right products

Sheri Louthan

I needed medical insurance and discovered that Obamacare was unaffordable. I tried Dave Ramsey’s ELP program, and was contacted by Ross Insurance Brokers. I was able to reduce my medical, home, and auto insurance costs, and I was treated professionally in the process.

Tabea Goossen