with a safety net

Supplemental Accident Insurance

We often get asked, “Is there something that can help cover the gaps in my medical plan or Sharing Plan given the high deductible ?” The answer is YES! 

Supplemental health insurance provides you and your family an important safety net to fill the gaps in your major medical coverage. These gaps represent the out of pocket expenses you are responsible for such as deductibles, co-pays, co-sharing costs, and other expenses not covered under your major medical policy. All benefits are paid in cash directly to you and can be used for medical expenses or everyday living expenses such as mortgage payments, car payments, or household expenses.

Start Quote
Learn More

Plan rates from $19 a month

  • Helps cover deductibles, co-pays and other expenses not covered by your primary major medical plan
  • No coordination of benefits with other health plans means receiving benefits faster and in addition to other coverage to pay for out-of-pocket expenses
  • Online application and guaranteed issue for accident coverage means fast and easy processing
  • The “Plus” – a simplified issue Critical Illness Rider with a lump sum benefit from $5,000 to $25,000; provides lump-sum payouts if your client is diagnosed with any of 3 major critical illnesses (not available in all states)
  • Family plans and child-only coverage available

LifeSecure is a subsidiary of Blue-Cross Blue-Shield of Michigan and provide highly rated products in Personal Accident, Hospital Recovery, and Critical Illness.

Start Quote

A Trusted Dave Ramsey Endorsed Local Provider

Learn More

A Trusted Dave Ramsey Endorsed Local Provider

Helping you find the right insurance plan that Dave Ramsey would be proud of.

Learn More

What Our Clients Say

Called about health insurance options for the self-employed and found a great deal. The process was so quick and easy and Rob was super helpful.

E. Harris

They have covered all our insurance needs for home, life, long term care and vehicles quickly, with great communication and just the right products

Sheri Louthan

I needed medical insurance and discovered that Obamacare was unaffordable. I tried Dave Ramsey’s ELP program, and was contacted by Ross Insurance Brokers. I was able to reduce my medical, home, and auto insurance costs, and I was treated professionally in the process.

Tabea Goossen